What Should I Do If I Have a Claim

In the event of a claim, contact our office immediately for guidance on the next steps. We’ll assist you in reporting your claim to the appropriate insurance carrier, gathering necessary information, and ensuring the process is as smooth and stress-free as possible. For 24/7 support, visit our Claims page or reach out directly.

How Can I Make Changes to My Policy?

Need to update your coverage, add a vehicle, or change your address? We’re here to help! Contact our customer service team to discuss any adjustments, or use our online policy management tools for quick changes. For more complex updates, we can review your policy and provide recommendations based on your current needs.

What Are the Benefits of an Umbrella Policy?

An umbrella policy provides an extra layer of liability protection on top of your existing coverage. It’s an affordable way to protect your assets from large claims and lawsuits that may exceed the limits of your home or auto policies. Learn more about umbrella policies and how they can provide peace of mind by visiting our Umbrella Insurance page.

Umbrella Insurance FAQs

What is umbrella insurance?

Umbrella insurance is extra liability coverage that kicks in when the limits of your existing policies, like home or auto insurance, are maxed out. It helps protect your assets against major claims, offering you peace of mind in the event of a lawsuit. If you want to learn more or discuss whether it’s right for you, give us a call today and we’ll provide personalized advice.

What does umbrella insurance cover?

This insurance can cover bodily injury, property damage, and even personal liabilities like defamation. For instance, if someone sues you for damages that exceed your home or auto insurance limits, umbrella insurance can cover the remaining costs. To explore how this coverage can benefit you, feel free to reach out to our team for more information.

Do I need umbrella insurance?

If you own significant assets or face potential legal risks (such as owning rental properties), umbrella insurance is a great way to safeguard your financial future. We recommend discussing your specific situation with us. Contact us today, and we’ll help you determine if umbrella insurance is the right fit for you.

How much coverage do I need?

Most policies start at $1 million in coverage, but the amount you need depends on your assets and risk profile. Want help calculating the right coverage? Call us or send a message, and we’ll guide you through the process to find what suits you best.

Is umbrella insurance affordable?

Umbrella insurance is often more affordable than expected, making it a smart investment for additional peace of mind. To get a precise quote and see how affordable it can be for your situation, contact us today and we’ll provide the information you need.

Does umbrella insurance cover everything?

Umbrella insurance won’t cover everything—such as intentional damage or business-related claims (unless you have a commercial policy). For a full breakdown of what’s covered and what’s not, call us and we’ll make sure you’re fully informed before making a decision.

Our team is ready to assist you in finding the best umbrella insurance policy that fits your needs. Reach out today for a quote or more details.

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